百度擬聯手中信推出在線銀行

2015/11/24 瀏覽次數:6 收藏
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  Chinese internet search group Baidu will partner with Citic Bank to launch an online bank, local media reported, even as banks launched by Alibaba and Tencent have failed to meet expectations.

  Internet companies have shaken up China’s financial sector in recent years, with mobile payments, wealth management and peer-to-peer lending the biggest growth areas.

  China Citic Bank, part of state-owned conglomerate Citic Group, suspended its shares in Shanghai and Hong Kong on Monday pending announcement of a “proposed external investment”. Baidu declined to comment on the report by 21st Century Business Herald, but said it would make an announcement today.

  In January, Tencent launched the country’s first online-only bank, WeBank, named after the gaming and social media company’s popular WeChat instant messaging app. The financial affiliate of Alibaba Group, Ant Financial, followed with its own — MyBank in June.

  China’s banking regulator granted bank licences to Tencent and Ant Financial as part of a pilot programme to encourage privately owned banks. In a sign of the government’s hope that private banks can help channel finance to small, private companies, Chinese premier Li Keqiang attended WeBank’s launch ceremony. China’s nine largest banks are all state-owned and favour lending to large, state-owned groups.

  據中國媒體報導,中國互聯網搜刮公司百度(Baidu)將與中信銀行(Citic Bank)互助建立一家在線銀行,只管由阿裏巴巴(Alibaba)和騰訊(Tencent)分離建立的銀行事跡其實不快意。

  互聯網公司比年撼動了中國金融業,挪動付出、理財和小我對小我貸款(peer-to-peer lending,簡稱P2P貸款)成為最大的增加範疇。

  周一,國有企業團體中信團體(Citic Group)旗下的中信銀行宣告其在上海和香港上市的股票停牌,期待宣告一項“擬議的外部投資”。百度謝絕對《21世紀經濟報導》(21st Century Business Herald)的報導舉行置評,但表現將於本日宣布一份聲明。

  本年1月,騰訊提議建立了中國首家在線銀行微眾銀行(WeBank)——以這家遊戲與交際媒體公司風行的即時通信運用微信(WeChat)定名。阿裏巴巴團體旗下金融子公司螞蟻金融(Ant Financial)隨後在6月建立了本身的網商銀行(MYbank)。

  作為勉勵民營銀行試點籌劃的一部門,中國銀行業羈系機構付與了騰訊和螞蟻金服銀行派司。中國總理李克強還出席微眾銀行的啟動典禮,以表現當局願望民營銀行可以或許贊助小型私營企業得到融資。中國最大的九家銀行都屬國有,它們更傾向於貸款給大型國有團體。