日本中央銀行決定實施負利率

　　日本銀行出人意表地決議將利率降至-0.1%。

　　這一舉動將影響金融機構在日本中心銀行的賬戶。先前的存儲利率是+0.1%。

　　日本中心銀行禮拜五投票表決，以五票支撐，四票否決的成果經由過程。日本中心銀行隨後揭櫫聲明告誡說，“假如斷定有需要”，還大概進一步降息。

　　負利率象征著金融機構在中心銀行的存款不只沒有利錢，並且還要為存款付費。采用這一舉動是為了勉勵銀行放貸。

　　【參考譯文】

　　In a surprise move, the Bank of Japan has decided to introduce an interest rate of minus 0.1 percent.

　　The move affects current accounts held by financial institutions at the central bank, which previously offered a miniscule +0.1 percent on deposits.

　　The central bankers, after their 5-4 vote Friday, issued a statement warning of deeper interest rate cuts into negative territory “if judged as necessary.”

　　Negative interest rates – something that sounds counterintuitive – means that financial institutions, instead of receiving money for their deposits, must pay to keep their money at the central bank. This is intended to be an incentive for the banks to lend money more freely.